:root{--navy:#071a2f;--navy2:#0d2946;--ink:#122033;--muted:#607086;--line:#dfe7ef;--paper:#fff;--mist:#f3f7fa;--blue:#2563eb;--teal:#00a67e;--amber:#e99a16;--rose:#dc5268;--shadow:0 18px 60px rgba(18,32,51,.10)}
    *{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;color:var(--ink);background:var(--paper);font-family:"DM Sans",system-ui,sans-serif} a{color:inherit}

    .sticky-toggle{position:sticky;top:0;z-index:50;display:flex;justify-content:center;flex-wrap:wrap;gap:8px;padding:12px 16px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 8px 24px rgba(13,41,70,.06)}
    .toggle-btn{appearance:none;border:1px solid var(--line);background:#fff;color:#334155;border-radius:999px;padding:8px 16px;font:700 13px/1 "DM Sans",system-ui,sans-serif;cursor:pointer}
    .toggle-btn.active{background:var(--navy);color:#fff;border-color:var(--navy)}
    .media-container{display:none;margin:0 0 28px}
    .media-container.active{display:block}
    .video-wrapper{aspect-ratio:16/9;width:100%;background:#0f172a;border-radius:18px;overflow:hidden}
    .video-wrapper iframe,.audio-wrapper iframe{width:100%;height:100%;border:0;display:block}
    .audio-wrapper{background:var(--mist);border:1px solid var(--line);border-radius:18px;overflow:hidden;min-height:102px}
    .audio-play-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:999px;background:var(--navy);color:#fff;font-weight:700;font-size:13px;border:0;cursor:pointer}
    .shot-list,.script{margin:12px 0 0;padding:0;list-style:none}
    .shot-list li,.script p{margin:0 0 10px;color:#3d5067;font-size:15px}
    .tc,.spk{display:inline-block;min-width:52px;font-weight:800;color:var(--rose);font-size:12px}

    .hero{background:linear-gradient(135deg,#fff0f2 0%,#f8fafb 52%,#eef6f8 100%);border-bottom:1px solid var(--line)}
    .heroin{max-width:1180px;margin:auto;padding:68px 24px 56px;display:grid;grid-template-columns:1.04fr .96fr;gap:58px;align-items:center}
    .eyebrow{display:inline-flex;gap:9px;align-items:center;padding:7px 11px;border-radius:999px;background:white;border:1px solid #d7e1ea;color:#596b80;font-size:11px;font-weight:800;letter-spacing:.11em;text-transform:uppercase}
    .dot{width:8px;height:8px;background:var(--rose);border-radius:50%}
    .hero h1{font:800 clamp(40px,4.8vw,68px)/1.02 "Manrope";letter-spacing:-.055em;margin:22px 0 20px;max-width:760px}
    .dek{font-size:22px;line-height:1.48;color:#44566d;max-width:650px;margin:0 0 24px}
    .meta{display:flex;flex-wrap:wrap;gap:10px 18px;color:#718196;font-size:13px;font-weight:600}
    .meta span{display:flex;align-items:center;gap:7px}
    .herofigure{position:relative}
    .heroimage{min-height:470px;border-radius:30px;overflow:hidden;box-shadow:var(--shadow);position:relative;background:#ccd8e1}
    .heroimage img{width:100%;height:100%;position:absolute;object-fit:cover}
    .heroimage:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,26,47,.76) 100%)}
    .photoquote{position:absolute;left:28px;right:28px;bottom:27px;color:white;z-index:2;font:700 20px/1.35 "Manrope"}
    .photocredit{font-size:10px;color:#718196;margin-top:8px;text-align:right}
    .floatcard{position:absolute;left:-38px;top:36px;background:white;border-radius:18px;padding:18px 20px;box-shadow:0 14px 40px rgba(14,42,70,.18);width:190px}
    .floatcard small{display:block;color:#77879a;font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:10px}
    .floatcard strong{display:block;font:800 28px/1.1 "Manrope";color:var(--rose);margin-top:6px}
    .floatcard span{color:#5f7187;font-size:12px;font-weight:600}

    .summary{max-width:1180px;margin:-1px auto 0;padding:0 24px;position:relative}
    .summarygrid{transform:translateY(34px);display:grid;grid-template-columns:repeat(3,1fr);background:white;border:1px solid var(--line);border-radius:22px;box-shadow:0 13px 35px rgba(13,41,70,.09);overflow:hidden}
    .summaryitem{padding:22px 25px;border-right:1px solid var(--line)}
    .summaryitem:last-child{border:0}
    .summaryitem small{display:block;color:#7a899a;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
    .summaryitem strong{display:block;margin-top:6px;font:800 20px/1.25 "Manrope"}
    .summaryitem em{font-style:normal;color:var(--rose)}

    .layout{max-width:1180px;margin:0 auto;padding:92px 24px 80px;display:grid;grid-template-columns:minmax(0,740px) 320px;gap:72px;align-items:start}
    .story p{font-size:18px;line-height:1.85;color:#3d5067;margin:0 0 26px}
    .story h2{font:800 34px/1.17 "Manrope";letter-spacing:-.035em;margin:58px 0 18px}
    .lead{font-size:22px!important;line-height:1.65!important;color:#263a52!important}
    .dropcap:first-letter{float:left;font:800 76px/.78 "Manrope";padding:12px 12px 4px 0;color:var(--navy)}
    .pullquote{margin:42px 0;padding:10px 0 10px 28px;border-left:4px solid var(--rose);font:700 28px/1.45 "Manrope";letter-spacing:-.025em;color:#24374f}
    .households{width:100%;border-collapse:collapse;font-size:15px;margin:0 0 1.4rem}
    .households th,.households td{border-top:1px solid var(--line);text-align:left;padding:8px 8px 8px 0;vertical-align:top;color:#3d5067}

    .waterfall-box{margin:36px 0;background:var(--mist);border:1px solid var(--line);border-radius:24px;padding:26px}
    .waterfall-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}
    .waterfall-head h3{font:800 22px "Manrope";margin:0}
    .waterfall-head span{color:#748499;font-size:12px;font-weight:700}
    .waterfall-flow{display:flex;flex-direction:column;gap:10px}
    .wf-step{background:white;border:1px solid var(--line);border-radius:14px;padding:16px 20px;display:flex;align-items:center;justify-content:space-between;box-shadow:0 4px 12px rgba(13,41,70,.03)}
    .wf-step .left{display:flex;align-items:center;gap:12px}
    .wf-step .num{width:28px;height:28px;border-radius:50%;background:#f0f4f8;color:var(--navy);font-weight:800;font-size:12px;display:grid;place-items:center}
    .wf-step .title{font-weight:800;font-size:15px;color:var(--navy)}
    .wf-step .tag{font-size:12px;font-weight:700;color:var(--muted);font-family:ui-monospace,monospace}
    .wf-arrow{text-align:center;color:var(--rose);font-size:14px;font-weight:800;margin:-4px 0}
    .wf-step.final{background:#fff0f2;border-color:#f1b2bc}
    .wf-step.final .num{background:var(--rose);color:white}
    .wf-step.final .title{color:#9e1c31}
    .wf-step.final .tag{color:var(--rose);font-weight:800}

    .impact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:32px 0}
    .impact-card{padding:20px;border:1px solid var(--line);border-radius:18px;background:white;box-shadow:0 6px 20px rgba(13,41,70,.045)}
    .impact-card small{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.09em;color:#748598;display:block}
    .impact-card strong{font:800 20px/1.2 "Manrope";color:var(--navy);display:block;margin:6px 0 4px}
    .impact-card p{font-size:13px;color:#607086;margin:0}

    .insight{margin:42px 0;padding:32px;border-radius:24px;background:linear-gradient(135deg,#fff0f2,#fff8f9);border:1px solid #f8c2cb;position:relative}
    .insight:before{content:"INSIGHT";position:absolute;right:25px;top:20px;font:800 10px "Manrope";letter-spacing:.14em;color:var(--rose)}
    .insight h3{font:800 25px "Manrope";margin:0 0 12px}
    .insight p{font-size:19px;line-height:1.6;color:#4c222b;margin:0}
    .cta{margin-top:45px;padding:32px;border-radius:24px;background:linear-gradient(135deg,var(--navy),var(--navy2));color:white;display:grid;grid-template-columns:1fr auto;gap:25px;align-items:center}
    .cta h3{font:800 25px "Manrope";margin:0 0 8px}
    .cta p{color:#b9c8d7;font-size:14px;line-height:1.55;margin:0}
    .button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:#38d7ad;color:#072136;text-decoration:none;font-weight:800;font-size:13px;padding:14px 20px;white-space:nowrap}

    .sidebar{position:sticky;top:24px}
    .sidecard{border:1px solid var(--line);border-radius:22px;padding:22px;background:white;margin-bottom:18px;box-shadow:0 8px 28px rgba(13,41,70,.055)}
    .sidecard h3{font:800 18px "Manrope";margin:0 0 15px}
    .progress{display:flex;align-items:center;gap:8px;margin-bottom:18px}
    .progress span{height:5px;flex:1;background:#e3eaf0;border-radius:99px}
    .progress span.on{background:var(--rose)}
    .toc a{display:block;text-decoration:none;padding:10px 0;border-bottom:1px solid #edf1f4;color:#5c6e83;font-size:13px;font-weight:700}
    .toc a:last-child{border:0}
    .why{background:#f4f8fb}
    .why p{font-size:14px;line-height:1.65;color:#607086}
    .sidebutton{display:block;text-align:center;text-decoration:none;border-radius:999px;background:var(--navy);color:white;padding:13px 16px;font-weight:800;font-size:12px}
    .disclaimer{font-size:11px!important;color:#8593a2!important;line-height:1.55!important;margin-top:12px!important}

    .related{background:#f3f7fa;border-top:1px solid var(--line);padding:70px 24px}
    .relatedin{max-width:1180px;margin:auto}
    .related h2{font:800 32px "Manrope";margin:0 0 25px}
    .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
    .card{background:white;border:1px solid var(--line);border-radius:20px;padding:22px;text-decoration:none;transition:.2s}
    .card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
    .card small{color:#718197;font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:10px}
    .card h3{font:800 18px/1.35 "Manrope";margin:10px 0 8px}
    .card p{font-size:13px;line-height:1.55;color:#6d7e91;margin:0}
    .card .arrow{display:block;margin-top:17px;font-weight:800;color:var(--blue)}

    @media(max-width:960px){.heroin{grid-template-columns:1fr;padding-top:48px}.herofigure{max-width:720px}.floatcard{left:18px}.layout{grid-template-columns:1fr;gap:35px}.sidebar{position:static}.summarygrid{grid-template-columns:1fr}.summaryitem{border-right:0;border-bottom:1px solid var(--line)}.summaryitem:last-child{border-bottom:0}.cards{grid-template-columns:1fr}.cta{grid-template-columns:1fr}.cta .button{justify-self:start}}
    @media(max-width:620px){.hero h1{font-size:40px}.dek{font-size:19px}.heroimage{min-height:410px;border-radius:22px}.floatcard{left:12px;top:12px}.layout{padding-top:75px}.story p{font-size:17px}.story h2{font-size:29px}.pullquote{font-size:23px}.impact-grid{grid-template-columns:1fr}}

    /* Scenario guides: finder, scenario cards, rule/calc/watch blocks, data tables (shared by scenario-style posts) */
    .finder{margin:8px 0 40px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
    .finder-group{border:1px solid var(--line);border-radius:18px;padding:18px 20px;background:#fff;box-shadow:0 6px 20px rgba(13,41,70,.045)}
    .finder-group h3{font:800 15px/1.3 "Manrope";margin:0 0 10px;color:var(--navy)}
    .finder-group h3 span{display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;font-size:12px;margin-right:8px}
    .finder-group ol{margin:0;padding:0;list-style:none;counter-reset:none}
    .finder-group li{margin:0;border-top:1px solid #edf1f4}
    .finder-group li:first-child{border-top:0}
    .finder-group a{display:flex;gap:10px;padding:7px 0;text-decoration:none;color:#3d5067;font-size:14px;line-height:1.4;font-weight:600}
    .finder-group a b{flex:0 0 26px;color:var(--rose);font-weight:800}
    .finder-group a:hover{color:var(--blue)}
    .scn-part{margin:64px 0 8px;padding-top:8px;border-top:3px solid var(--navy)}
    .scn-part small{display:block;font:800 11px "Manrope";letter-spacing:.12em;text-transform:uppercase;color:var(--rose);margin-top:14px}
    .story .scn-part h2{margin:6px 0 10px}
    .scenario{margin:30px 0;padding:26px 26px 6px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 8px 28px rgba(13,41,70,.05);scroll-margin-top:24px}
    .scenario h3{font:800 23px/1.25 "Manrope";letter-spacing:-.02em;margin:0 0 14px;color:var(--navy)}
    .scenario h3 .num{display:inline-block;min-width:38px;color:var(--rose)}
    .story .scenario p{font-size:16.5px;line-height:1.75;margin:0 0 18px}
    .story .scenario ul{margin:0 0 18px;padding-left:20px;color:#3d5067;font-size:16px;line-height:1.7}
    .rule,.calc,.watch{border-radius:14px;padding:14px 16px 2px;margin:0 0 18px}
    .rule{background:#f4f8fb;border-left:4px solid var(--blue)}
    .calc{background:#f2fbf7;border-left:4px solid var(--teal)}
    .watch{background:#fff7ea;border-left:4px solid var(--amber)}
    .rule>strong,.calc>strong,.watch>strong{display:block;font:800 11px "Manrope";letter-spacing:.11em;text-transform:uppercase;margin-bottom:6px;color:#4b5d72}
    .story .rule p,.story .calc p,.story .watch p{font-size:15.5px;line-height:1.7;margin:0 0 12px}
    .calc dl{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 14px;margin:0 0 12px;font-size:15px;color:#3d5067}
    .calc dt{margin:0}.calc dd{margin:0;font-weight:800;color:var(--navy);text-align:right;font-variant-numeric:tabular-nums}
    .assume{font-size:13px!important;color:#607086!important}
    .cite{font-size:13px;overflow-wrap:anywhere}
    .cite a{color:var(--blue)}
    .tablewrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:24px 0 32px;border:1px solid var(--line);border-radius:18px}
    .datatable{width:100%;border-collapse:collapse;font-size:14.5px;min-width:620px}
    .datatable th,.datatable td{text-align:left;vertical-align:top;padding:12px 14px;border-top:1px solid var(--line);color:#3d5067;line-height:1.5}
    .datatable thead th{border-top:0;background:var(--mist);font:800 12px "Manrope";letter-spacing:.06em;text-transform:uppercase;color:#4b5d72}
    .datatable td:first-child{font-weight:700;color:var(--navy)}
    .sidecard.note{background:#fffaf0;border-color:#f3dfb7}
    .sidecard.note p{font-size:14px;line-height:1.6;color:#4f5f73;margin:0 0 10px}
    @media(max-width:620px){.finder{grid-template-columns:1fr}.scenario{padding:20px 18px 4px;border-radius:18px}.scenario h3{font-size:20px}}
    .finder-group h3 a{display:inline;padding:0;color:inherit;font:inherit}
    .story{min-width:0}
    .wl-video{margin:8px 0 40px}