Early Career · 18–25
Early Career Hub
Real landing for ages 18–25. Start with the live 20s Money Playbook, then jump into steps and tools.
Playbook
20s Money Playbook
Full 5-step foundation hub — budget, debt, savings, investing, income armor.
Open playbook →Step 1 · Budget & cash flow
50/30/20-style system that sticks.
Step 2 · Debt
Avalanche vs snowball payoff path.
Step 3 · Autopilot savings
Emergency reserves without willpower.
Step 4 · First investments
Open accounts and start compounding.
Step 5 · Income armor
Protect and grow earning power.
Debt payoff calculator
Compare snowball vs avalanche.
Compound interest
See early contributions multiply.
Credit card rewards
Route spending to the best card.
Modules still live under /life_stage/18_25/. Canonical entry is /learn/early-career/.